Apple Card has been the most topical credit card since its launch, but recent topics may not be so optimistic for the card. Well-known programmer David Hansson recently hinted on Twitter that the card’s credit verification process is suspected of having sex. The suspicion of discrimination, even Steve Wozniak also said that he encountered the same situation. In addition to the clarification of the press release by Goldman Sachs, the New York State Department of Financial Services has now indicated that it will be involved in the investigation.
David Hansson claims that he and his wife's property are shared and have been married for many years, but his Apple Card credit limit is 20 times that of his wife, which is puzzling. Apple's co-founder Steve Wozniak also said through Twitter that he was in the same situation, and that he shared his property with his wife, and his Apple Card credit limit was 10 times that of his wife.
After the incident broke out, Linda Lacewell, director of the New York State Department of Financial Services, said that they would intervene in the investigation and pointed out that New York law stipulates that no method of credit verification should discriminate against others, including age, belief, race, color, sex, Sexual orientation, nationality, etc.
Goldman Sachs clarified on Twitter that everyone's credit line is assessed independently. The assessment includes personal income and reputation. After evaluating based on various conditions, two family members may have different appearances. The situation of the credit line. In addition, they also emphasized that they will not be assessed based on gender.